By instructing us as your debt collection agency, litigation will be the last resort in collecting a debt. We resolve the majority of cases without resorting to the legal system, however if a debtor refuses to pay your next step should be instructing a third party demand letter.
Remember creditors often wait until the account is too old and non-collectable and as a result debtors tend to do what creditors lead them to believe they can get away with. Act NOW.